As a business owner, you purchase insurance to help you avoid serious and catastrophic losses after an unforeseen event. However, this is not always the case. A Hartford study shows that losses often occur after a business insurance claim. In fact, an estimated 40 percent of small businesses will incur a property or liability loss in the next ten years. Preparing for the worst-case scenario and planning ahead are the best ways you can avoid unnecessary losses.

How can you prepare for and prevent liability and property losses? Investing in high-level security and access control systems may help. Security systems can help you avoid a costly business insurance claim. Here are three of the top claims that security systems can help you avoid.

The Top 3 Business Insurance Claims

Burglary and Theft

Burglaries and thefts account for 20 percent of all business insurance claims. These crimes are not always committed by outside intruders. In fact, employees and company principals often steal valuable resources from businesses. Solid access control and security systems can help you reduce the losses you suffer from burglary and theft.

To prevent these claims, it is important to consider the type of security systems you might need. This might include:


A fire can wipe out your business and cause tremendous losses. In fact, 10 percent of all business insurance claims are the result of fires.

To prevent these losses, it is important to have an emergency preparedness plan in place, as well as a solid and advanced fire detection system. This system can alert fire departments to your location quickly. They can also close access doors to contain the fire, and even deploy sprinkler systems to mitigate the damages. Some modern security systems come with the ability to integrate with these fire suppressions systems.


Injuries account for 15 percent of all business insurance claims. Customers and employees can slip and fall on wet surfaces, suffer burns from hot liquids or sustain a variety of injuries while on your property.

To prevent these types of claims, businesses can practice good housekeeping and maintenance. They can also install adequate lighting and security to prevent injuries from occurring. Another way business owners can prevent injuries to employees or customers is to install access control systems. These systems keep customers and unauthorized employees from accessing dangerous areas of your business.

Do You Need Business Security Solutions in Redwood City?

At Integrated Access Security, we have over 50 years of combined experience helping Bay Area businesses secure their properties and protect their investments. We are a local, family-owned business with dedicated professionals you can trust. Call us today at 888-499-0070 or fill out our contact form for more information. Contact our Bay Area experts today to find out how we can help your business set up these features and reduce your insurance costs!